The Dixie Area Workforce Housing Affordability Committee - DAWHAC

What Programs are in Place to Assist Individuals and Families?

The City of St. George offers a first time home buyer program:

  • This zero interest loan provides up to $10,000 toward down payment and closing cost assistance and is available for homes located in St. George City limits. For more information contact Vicki Halfacre at (435) 652-5978 or Darren Janes at (435) 673-3548 or simply refer to:  City of St. George Down Payment Assistance Program

Recently passed legislation, The Housing and Economic Recovery Act of 2008, provides a $7,500 tax credit to qualified first-time homebuyers:

  • The First-Time Home Buyer Tax Credit  provides as much as $7,500 for homes purchased on or after April 9, 2008 and before July 1, 2009. Use the attached link to learn more about the tax credit  www.federalhousingtaxcredit.com

Several area Utility Companies offer cash incentives for utilizing energy efficient measures. For more information refer to: www.dixiepower.com/programs.htm;  http://www.thermwise.com/; http://homeenergysavings.net/utah/forms.html

The Five County Association of Governments offers a first time homebuyer program:

  • “Achieving the American Dream” program provides up to $2,000 toward down payment and closing cost assistance for homes purchased in the Beaver, Garfield, Iron, Kane and Washington Counties. For more information contact  Danna Alvey at (435) 865-0195

The Utah Housing Corporation provides resources to assist in the creation of attainable housing opportunities:

  • The First Home and First Home Plus programs offer below-market, 30 year fixed rate loans to qualifying homebuyers. Contact Utah Housing Corporation at (801) 902-8200 or learn more at www.utahhousingcorp.org

Color Country Community Housing provides several programs to assist families with attainable housing needs:

  • The Mutual Self Help Housing program enables residents to gain sweat equity in their new homes. For more information contact Color Country Community Housing at (435) 673-3131 or learn more at www.ccchi.net.

The Utah Individual Development Account Network promotes financial advancement with the opportunity, incentive, and support necessary to acquire productive assets, such as a first home.